"I'm on a tight budget. I'm not broke, it's just that's how I like it." (Self-control is an important trait to have.)
Speaking of people who are broke: homeless men sure do have a lot of hair. I don't mean their hair is long, I mean they generally have a full, thiiiick head of hair. (I'm almost bald at 30, so forgive me for being obsessed with follicular issues.) Many rock stars have a full head of hair as well. I wonder how many potential rock stars ended up homeless. And don't most rock stars go on tour endlessly, making them metaphorically homeless? God, I'm smart. Maybe that's why I have a home and can't play any instruments.